Ignore Percentage-Based Cost Savings


I was reading an article in The Guardian about a new "no frills" transatlantic airline. The author talked about the various costs, and whether the cost savings were worth it. So, how much cheaper is it really? BA wanted a minimum of £709.31, while Virgin's cheapest was £689.31. Norwegian offered us a flight at £579.20 […] Read More

A QR Specification For Mobile Payments


BitCoin and other crypto-currencies are gaining popularity at the moment - but I remain firmly convinced that they're too hard for the average person to use. I have, however, watched with interest as an ecosystem grows around them. In particular, I like the way The Pirate Bay (and others) have used QR codes to facilitate […] Read More

How To Steal A Million Dollars?


... as our money becomes completely electronic, new crimes will undoubtedly be committed which take advantage of the technology itself. Perhaps if we could imagine what crimes might happen, we could start to think about how to prevent them. What financial crimes could be committed within a completely electronic marketplace? Future of Money Design Award […] Read More

India Day Three - Money


There's a whole science dedicated to the universality of human expressions. Across vast continents and endless oceans, humans make the same face whether in a state of grief, joy, or disgust. More or less. The face of the Indian street vendor clearly said "Oh, FFS!" I had made the universal tourist mistake of paying for […] Read More