By @edent · finance money python statistics · 5 comments · 950 words · read ~280 times.
It's sometimes useful to run experiments yourself, isn't it? New investors are often told that, when investing for the long term rather than chasing individual stocks, it is better to be invested for the longest possible time rather than trying to do "dollar cost averaging". DCA is the process of spreading out over time the […]
Continue reading →By @edent · api data finance money openbanking programming · 4 comments · 600 words · read ~574 times.
A few weeks ago I was moaning about there being no OpenBanking API for personal use. Thankfully, I was wrong! As pointed out by Dave a company called Nordigen was set up to provide a free Open Banking service. It was quickly bought by GoCardless who said: We believe access to open banking data should […]
Continue reading →By @edent · covid19 finance money · 1 comment · 400 words · read ~368 times.
I'm an ambivalent convert to FIRE - Financial Independence Retire Early. The basic gist is: Minimise your expenditure, Save 20x your annual expenditure, Retire early while maintaining the same lifestyle. That's it. There are a lot of crappy books about FIRE, but the concept is simple. So I try to spend a little less, and […]
Continue reading →By @edent · credit card finance money · 83 comments · 1,200 words · read ~1,475 times.
I set myself a resolution last year - go 12 months without using physical cash. No coins, no notes, no gold bullion, no cheques. I attempted to do all my spending on credit card, Direct Debit, and bank transfer (BACS). It worked! Mostly... Here's where it didn't work, and what I learned from it. Foreign […]
Continue reading →By @edent · finance NaBloPoMo shares vodafone · 3 comments · 700 words · read ~253 times.
As many of you know, I worked for Vodafone for nearly 7 years. I left shortly before the "entirely legal and justified tax avoidance" scandal came to light. I didn't know anything about the tax issues while I was working there - other than the fact I had some colleagues working in Luxembourg - otherwise […]
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