Terence Eden. He has a beard and is smiling.

Terence Eden’s Blog

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A year of going cashless - and where it hasn't worked

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Four credit cards in a pile

I set myself a resolution last year - go 12 months without using physical cash. No coins, no notes, no gold bullion, no cheques. I attempted to do all my spending on credit card, Direct Debit, and bank transfer (BACS). It worked! Mostly... Here's where it didn't work, and what I learned from it. Foreign Cash Went to Hong Kong and withdrew £100 in local currency. Was completely unnecessary. …

Bug with Google Pay and Amex

· 200 words


It is impossible to contact large companies to report a bug in their software. So I'm reduced to writing snarky blog posts about it in the vague hope that a Social Media Manager will see the issue and raise it with the appropriate team. Welcome to 2017! Google Pay now supports American Express cards in the UK. Hurrah! But if you try to ring Amex from within the app - a problem occurs. Can you…

Amex Don't Get Security

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An American Express credit card.

Yesterday afternoon, I received a call from an unknown number. I answered it, and a heavily accented voice said "Hello, can I speak to mister..." there was a pause while she tried to figure out the intricacies of my surname, "Ehdan?" I asked who was calling, and she said, "I am calling from American Express with important information about your card. Please can I take you through security?" …

Protecting Against Credit Card Scams

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Four credit cards in a pile

I recently read about an innovative telephone call scam. A scammer rings the mark and asks for her credit card details. If the mark refuses, the scammer tells her to hang up the phone, then dial 999 and ask for "Sergeant Scammer of the Fraud Squad". The mark does so, and is connected to what they assume is the emergency services. However, because the scammer hasn't hung up at their end, the…