By @edent · banking money · 3 comments · 1,400 words
There's currently an open consultation about whether banks should have a lower compensation limit to refund their customers who have been scammed. Currently, if a customer falls for an Authorised Push Payment (APP) scam, they may be eligible for up to £415,000 back from their bank. The proposal is to limit this to a maximum […]
Continue reading →By @edent · banking fraud money scam · 2 comments · 500 words · read ~361 times.
There's an incredibly distressing story in the BBC about a vulnerable elderly man who was conned out of his life savings. Fraud victim gets surprise £153,000 refund despite rules BBC News In the story, the heartless bank refused to refund the fraud victim due to an absurd technicality - the money was sent to a […]
Continue reading →By @edent · api banking data money openbanking · 3 comments · 500 words · read ~256 times.
After writing about how to use MoneyDashboard's unofficial API, the good folk at Moneyed told me about their officially supported API! So here's a quick review & howto guide. Moneyed is a slightly strange service. I think it is designed for companies to give as a benefit to their employees. But you can sign up […]
Continue reading →By @edent · api banking data money openbanking · 1,050 words · read ~247 times.
Yesterday, I wrote up how to use the MoneyDashboard Classic API. Read that blog post first before reading this one. MoneyDashboard have launched a new "Neon" service. The API is a bit more simple, but authentication is harder. Here's a quick guide to the bits of the API that I found useful. I've lightly redacted […]
Continue reading →By @edent · api banking data money openbanking · 8 comments · 1,300 words · read ~1,473 times.
The OpenBanking specification is brilliant. It allows you to aggregate all of your financial accounts in one place. You can give read or write access to apps and services. Magic! API access is restricted to registered financial institutions. That's good, because it puts up a barrier to entry preventing dodgy companies slurping up your data […]
Continue reading →By @edent · accessibility banking co-op NaBloPoMo security usability · 2 comments · 550 words · read ~416 times.
I've blogged before about how backward the Co-op bank is - sadly, they've not improved in the last few years. I needed to close down my business bank account. I hopped on to online banking, provided all my details, went through 2FA with a physical token, remembered my mother's maiden name and began searching the […]
Continue reading →By @edent · badvertising banking mobile NaBloPoMo nat west natwest qr scanbuy · 1 comment · 400 words · read ~381 times.
When you create a QR code which contains a URL, it is vital that the code is not only as small as possible, but also as user friendly as possible. I'm not a massive fan of short URL services like bit.ly - but for shrinking the text you want to fit in a QR code, […]
Continue reading →By @edent · banking banks buidling society NaBloPoMo · 4 comments · 550 words · read ~316 times.
It's Time To Switch Banks are fucking us over. They gamble with our money, lose it, ask us for a bail out, lose more money, then ask us for yet another bail out! They are resisting even the very modest changes the government is imposing on them. No more. We have a very easy way […]
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