One of the reasons I am happy to be a US citizen and a citizen of another country. I have a safe deposit box at two different banks. (yes, they are geographically separated) FYI safe deposit boxes can be relatively inexpensive in the US or free depending on your relationship with the bank (Assets Under Management or breadth of products) I have copies of many of the items listed in those boxes. (A 'relatively recent' backup hard drive, keys to multiple items, legal documents including a proxy where my mother can access the safe deposit box, photocopies of driver's license, the passports, Social Security card, etc) Bank accounts with basic emergency funds in two countries. Cloud backups of many of the items listed above, as well as additional items as safeguards. While not a perfect DRP, it is sufficient and not costly.