Shh! Don’t say the quiet part out loud! We’re all incredibly vulnerable to this. I have offsite backups of my most important data. However, I probably wouldn’t be able to recover it without either my phone, laptop, desktop computer, or home server. I need one of them. These devices holds all my secrets under crypt and key. For most people, this is an unrecoverable situation. The more stuff you have — whether that be online accounts or devices — the harder it is to do disaster recovery. My “emergency plan” is to always carry my phone with me. It’s my digital life and it holds a on-person backup of my most crucial stuff.