A point worth mentioning, IMHO, is that this banking application was apparently designed and written in the 1990's, and has been serving its intended purpose for almost 30 years. If the Y2K or Euro character events did not break it -- and I have no reason to suspect that -- this application may theoretically be unchanged since the day it was written. Is that a Good Thing? ...or a Bad Thing? I dunno. I just know it is a Thing. it is a Thing.