Here in AU, there is absolutely no need to use an ATM — but there are still plenty around. If I need cash, then I do cash out at a major supermarket checkout where security is significantly better. Beides, ATM stands for “Accessory To Mugging/ or murder”.

What is worse these days is the damage that can be done with a simple PayWave card — my bank won’t issue any cards without this “feature”, but I think that is a serious personal security problem; a bad guy can mug 5 or 10 people in quick time and use the many cards they’ll have on hand for quite a few thousands of dollars transactions before the banks will shut them down. I personally think PayWave should be banned; it benefits the banks and retailers for fast money, so of course they love it.